Got it less than a minute ago when passed by a big rig on the interstate. Do I remember correctly that if it is protected, then filled, we can perhaps avoid replacement? It's a circle, not a line crack.
Insurance will cover it. They will determine if it can be fixed. I've had it happen a couple
times and insurance took care of it, no extra cost to me. They might even send someone
to you to fix it.
I just got mine replaced, regional company quoted $895 but discounted it to $860. Progressive ins. said they use Safelite and to have a check ready for the installer for my $500 deductible. When they got to my house I saw the invoice was $420 so I paid for the whole cost and Progressive nixed the claim. Wow I wouln't have believed there would be so much price difference. BTW I found on cars tProgressive offers $500 deductable on comprehensive BUT full glass coverage if you opt for it. I wish I had. Good luck on the ding repair. Mine stared out as a stone chip and within an hour it was a 12" long crack and I couldn't get it through inspection.