My 2 cents. I'm finding more and more I'm using my drills rather than my drivers to drive screws and bolts. I find it easier to modulate the amount of torque applied with the drill clutches. I tend to use the drivers more for removing fasteners rather than driving them.
If you are just starting out, a drill/driver set with batteries is probably your best value. They give a deal on these sets to get you hooked on a brand, as the batteries are not interchangeable. If you are price sensitive, refurbished tools are an option-- although they often come with a lesser warranty.
One wrinkle on the Ridgid tool warranty: you only get a lifetime battery coverage if they come with a tool/set. Otherwise the warranty is three years. Some tools only come as a bare tool, so it's sometimes hard to get everything covered. The majority of my tool failures have been battery related, so this has some value.