Hello, all.... We're having a heck of a time getting insurance on our Promaster used for personal use, not a business. Anyone out there with similar circumstances having any luck and if so, who with? Thanks in advance!
Try Farmers. I get a rate on commercial coverage comparable to a personal line. They were also the cheapest I could find. A good agent helps. There are a lot of discounts to be had if they do the work for you. I tried one of those multi company "we shop your deal" outfits who advertise on the radio. Waste of time. It's invariably cheaper if you move all your policies, but you will get jacked up on prorating by the former carrier, so better to wait till any existing policies expire.
I called my agent at statefarm and he said it was just like personal coverage and it was alot cheaper then I expected. He even could give me a quote on the diesel model which was pretty much the same as the gas version.
I hate paying insurance. It's such a rip off. I just bought a second work van. A 07 chevy express for back up and the insurance on that is more than my two other vehicles which are an 08 mercury mariner and my 04 sprinter. I searched a few different companies and State Farm was the cheapest but still $50 bucks more a month than my sprinter and $75 more than my wife's mariner. They said cause it was one of the top vehicles in michigan that gets broken into. Yeah it's a cargo van but so is my sprinter.